| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 9.82% |
| |
| Delinquency Status (*) | |
| 30+ Days | 26.57% |
| 60+ Days | 23.30% |
| 90+ Days | 22.17% |
| 120+ Days | 20.00% |
| |
| Bankruptcy | 6.89% |
| Foreclosure | 19.72% |
| REO | 5.96% |
| |
| Cumulative Net Loss | 5.56% |
| Loss Severity | 77.01% |
| |
| Prepayment Experience | |
| 1mo CPR | 14.26% |
| 3mo CPR | 14.22% |
| 6mo CPR | 13.21% |
| 9mo CPR | 11.34% |
| 12mo CPR | 9.57% |
| Life CPR | 28.31% |
|