| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 1/1/2010 |
| |
| Performance Summary | |
| Current Pool Factor | 12.38% |
| |
| Delinquency Status (*) | |
| 30+ Days | 33.33% |
| 60+ Days | 29.97% |
| 90+ Days | 26.79% |
| 120+ Days | 23.67% |
| |
| Bankruptcy | 5.81% |
| Foreclosure | 15.83% |
| REO | 1.76% |
| |
| Cumulative Net Loss | 4.15% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 14.46% |
| 3mo CPR | 8.95% |
| 6mo CPR | 7.62% |
| 9mo CPR | 8.64% |
| 12mo CPR | 10.54% |
| Life CPR | 35.02% |
|