| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 12/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 12.56% |
| |
| Delinquency Status (*) | |
| 30+ Days | 32.59% |
| 60+ Days | 28.56% |
| 90+ Days | 26.26% |
| 120+ Days | 22.40% |
| |
| Bankruptcy | 4.85% |
| Foreclosure | 16.73% |
| REO | 1.97% |
| |
| Cumulative Net Loss | 4.09% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 6.67% |
| 3mo CPR | 5.40% |
| 6mo CPR | 6.82% |
| 9mo CPR | 8.61% |
| 12mo CPR | 11.91% |
| Life CPR | 35.34% |
|