| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 11/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 12.64% |
| |
| Delinquency Status (*) | |
| 30+ Days | 33.04% |
| 60+ Days | 29.63% |
| 90+ Days | 26.57% |
| 120+ Days | 23.30% |
| |
| Bankruptcy | 5.05% |
| Foreclosure | 14.45% |
| REO | 1.29% |
| |
| Cumulative Net Loss | 4.05% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 5.46% |
| 3mo CPR | 5.17% |
| 6mo CPR | 7.55% |
| 9mo CPR | 9.51% |
| 12mo CPR | 12.95% |
| Life CPR | 35.76% |
|