| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 8/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 12.85% |
| |
| Delinquency Status (*) | |
| 30+ Days | 33.09% |
| 60+ Days | 28.20% |
| 90+ Days | 25.22% |
| 120+ Days | 18.67% |
| |
| Bankruptcy | 6.23% |
| Foreclosure | 9.04% |
| REO | 2.03% |
| |
| Cumulative Net Loss | 3.96% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 8.81% |
| 3mo CPR | 9.91% |
| 6mo CPR | 11.64% |
| 9mo CPR | 15.42% |
| 12mo CPR | 15.43% |
| Life CPR | 37.18% |
|