| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 7/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 12.96% |
| |
| Delinquency Status (*) | |
| 30+ Days | 31.58% |
| 60+ Days | 28.20% |
| 90+ Days | 24.70% |
| 120+ Days | 18.21% |
| |
| Bankruptcy | 5.15% |
| Foreclosure | 9.58% |
| REO | 2.43% |
| |
| Cumulative Net Loss | 3.88% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 9.99% |
| 3mo CPR | 10.70% |
| 6mo CPR | 13.40% |
| 9mo CPR | 16.05% |
| 12mo CPR | 16.55% |
| Life CPR | 37.64% |
|