| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 5/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 13.23% |
| |
| Delinquency Status (*) | |
| 30+ Days | 30.44% |
| 60+ Days | 26.61% |
| 90+ Days | 23.76% |
| 120+ Days | 16.80% |
| |
| Bankruptcy | 4.90% |
| Foreclosure | 8.97% |
| REO | 3.50% |
| |
| Cumulative Net Loss | 3.72% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 11.14% |
| 3mo CPR | 13.37% |
| 6mo CPR | 18.07% |
| 9mo CPR | 17.22% |
| 12mo CPR | 19.38% |
| Life CPR | 38.55% |
|