| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 3/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 13.56% |
| |
| Delinquency Status (*) | |
| 30+ Days | 29.79% |
| 60+ Days | 26.01% |
| 90+ Days | 20.55% |
| 120+ Days | 12.73% |
| |
| Bankruptcy | 4.31% |
| Foreclosure | 9.01% |
| REO | 5.65% |
| |
| Cumulative Net Loss | 3.50% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 14.68% |
| 3mo CPR | 21.16% |
| 6mo CPR | 19.01% |
| 9mo CPR | 19.76% |
| 12mo CPR | 21.88% |
| Life CPR | 39.46% |
|