| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 2/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 13.75% |
| |
| Delinquency Status (*) | |
| 30+ Days | 28.07% |
| 60+ Days | 21.46% |
| 90+ Days | 19.50% |
| 120+ Days | 9.30% |
| |
| Bankruptcy | 4.36% |
| Foreclosure | 9.01% |
| REO | 6.90% |
| |
| Cumulative Net Loss | 3.38% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 19.09% |
| 3mo CPR | 22.53% |
| 6mo CPR | 19.10% |
| 9mo CPR | 21.29% |
| 12mo CPR | 22.64% |
| Life CPR | 39.91% |
|