| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 1/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 14.01% |
| |
| Delinquency Status (*) | |
| 30+ Days | 25.92% |
| 60+ Days | 21.78% |
| 90+ Days | 16.61% |
| 120+ Days | 7.46% |
| |
| Bankruptcy | 4.35% |
| Foreclosure | 8.79% |
| REO | 8.50% |
| |
| Cumulative Net Loss | 3.26% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 29.05% |
| 3mo CPR | 21.17% |
| 6mo CPR | 19.63% |
| 9mo CPR | 22.04% |
| 12mo CPR | 24.23% |
| Life CPR | 40.30% |
|