| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 12/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 14.43% |
| |
| Delinquency Status (*) | |
| 30+ Days | 26.21% |
| 60+ Days | 19.81% |
| 90+ Days | 15.43% |
| 120+ Days | 6.75% |
| |
| Bankruptcy | 4.55% |
| Foreclosure | 8.93% |
| REO | 10.15% |
| |
| Cumulative Net Loss | 3.09% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 19.04% |
| 3mo CPR | 16.82% |
| 6mo CPR | 19.07% |
| 9mo CPR | 22.13% |
| 12mo CPR | 24.05% |
| Life CPR | 40.54% |
|