| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 11/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 14.70% |
| |
| Delinquency Status (*) | |
| 30+ Days | 20.80% |
| 60+ Days | 16.55% |
| 90+ Days | 11.65% |
| 120+ Days | 5.41% |
| |
| Bankruptcy | 4.30% |
| Foreclosure | 9.76% |
| REO | 10.94% |
| |
| Cumulative Net Loss | 2.97% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 14.76% |
| 3mo CPR | 15.55% |
| 6mo CPR | 20.68% |
| 9mo CPR | 22.69% |
| 12mo CPR | 25.09% |
| Life CPR | 40.96% |
|