| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 10/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 14.91% |
| |
| Delinquency Status (*) | |
| 30+ Days | 20.04% |
| 60+ Days | 12.84% |
| 90+ Days | 8.57% |
| 120+ Days | 4.39% |
| |
| Bankruptcy | 4.60% |
| Foreclosure | 10.67% |
| REO | 11.51% |
| |
| Cumulative Net Loss | 2.86% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 16.61% |
| 3mo CPR | 18.07% |
| 6mo CPR | 22.47% |
| 9mo CPR | 25.22% |
| 12mo CPR | 26.05% |
| Life CPR | 41.47% |
|