| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 9/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 15.15% |
| |
| Delinquency Status (*) | |
| 30+ Days | 14.57% |
| 60+ Days | 9.62% |
| 90+ Days | 6.34% |
| 120+ Days | 4.02% |
| |
| Bankruptcy | 4.59% |
| Foreclosure | 11.40% |
| REO | 11.72% |
| |
| Cumulative Net Loss | 2.73% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 15.30% |
| 3mo CPR | 21.30% |
| 6mo CPR | 24.68% |
| 9mo CPR | 26.34% |
| 12mo CPR | 27.57% |
| Life CPR | 41.98% |
|