| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 8/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 15.38% |
| |
| Delinquency Status (*) | |
| 30+ Days | 15.14% |
| 60+ Days | 10.27% |
| 90+ Days | 7.96% |
| 120+ Days | 4.82% |
| |
| Bankruptcy | 4.77% |
| Foreclosure | 11.79% |
| REO | 10.08% |
| |
| Cumulative Net Loss | 2.58% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 22.17% |
| 3mo CPR | 25.52% |
| 6mo CPR | 26.04% |
| 9mo CPR | 28.03% |
| 12mo CPR | 29.40% |
| Life CPR | 42.52% |
|