| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 7/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 15.71% |
| |
| Delinquency Status (*) | |
| 30+ Days | 15.65% |
| 60+ Days | 10.96% |
| 90+ Days | 8.24% |
| 120+ Days | 4.28% |
| |
| Bankruptcy | 4.74% |
| Foreclosure | 10.72% |
| REO | 10.12% |
| |
| Cumulative Net Loss | 2.43% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 26.05% |
| 3mo CPR | 24.61% |
| 6mo CPR | 24.29% |
| 9mo CPR | 25.01% |
| 12mo CPR | 27.73% |
| Life CPR | 42.83% |
|