| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 6/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 16.13% |
| |
| Delinquency Status (*) | |
| 30+ Days | 14.66% |
| 60+ Days | 10.49% |
| 90+ Days | 8.44% |
| 120+ Days | 3.50% |
| |
| Bankruptcy | 5.25% |
| Foreclosure | 10.54% |
| REO | 11.32% |
| |
| Cumulative Net Loss | 2.23% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 28.29% |
| 3mo CPR | 23.06% |
| 6mo CPR | 24.80% |
| 9mo CPR | 26.57% |
| 12mo CPR | 29.33% |
| Life CPR | 43.25% |
|