| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 5/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 16.59% |
| |
| Delinquency Status (*) | |
| 30+ Days | 14.65% |
| 60+ Days | 11.82% |
| 90+ Days | 8.92% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 5.26% |
| Foreclosure | 10.56% |
| REO | 11.06% |
| |
| Cumulative Net Loss | 1.99% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 25.70% |
| 3mo CPR | 26.62% |
| 6mo CPR | 29.32% |
| 9mo CPR | 30.70% |
| 12mo CPR | 32.96% |
| Life CPR | 43.73% |
|