| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 2/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 17.96% |
| |
| Delinquency Status (*) | |
| 30+ Days | 17.43% |
| 60+ Days | 12.93% |
| 90+ Days | 7.96% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 4.45% |
| Foreclosure | 9.66% |
| REO | 10.92% |
| |
| Cumulative Net Loss | 1.53% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 36.87% |
| 3mo CPR | 31.93% |
| 6mo CPR | 32.65% |
| 9mo CPR | 34.94% |
| 12mo CPR | 45.85% |
| Life CPR | 45.03% |
|