| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 1/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 18.68% |
| |
| Delinquency Status (*) | |
| 30+ Days | 16.72% |
| 60+ Days | 10.66% |
| 90+ Days | 7.49% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 4.31% |
| Foreclosure | 9.03% |
| REO | 11.60% |
| |
| Cumulative Net Loss | 1.30% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 27.03% |
| 3mo CPR | 28.50% |
| 6mo CPR | 31.85% |
| 9mo CPR | 37.20% |
| 12mo CPR | 51.15% |
| Life CPR | 45.26% |
|