| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 12/1/2007 |
| |
| Performance Summary | |
| Current Pool Factor | 19.19% |
| |
| Delinquency Status (*) | |
| 30+ Days | 14.14% |
| 60+ Days | 9.57% |
| 90+ Days | 6.03% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 4.41% |
| Foreclosure | 8.74% |
| REO | 11.72% |
| |
| Cumulative Net Loss | 1.18% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 31.43% |
| 3mo CPR | 31.10% |
| 6mo CPR | 33.71% |
| 9mo CPR | 43.00% |
| 12mo CPR | 54.82% |
| Life CPR | 45.74% |
|