| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 11/1/2007 |
| |
| Performance Summary | |
| Current Pool Factor | 19.82% |
| |
| Delinquency Status (*) | |
| 30+ Days | 13.76% |
| 60+ Days | 9.42% |
| 90+ Days | 4.86% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 3.92% |
| Foreclosure | 7.95% |
| REO | 11.48% |
| |
| Cumulative Net Loss | 1.11% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 26.92% |
| 3mo CPR | 33.29% |
| 6mo CPR | 36.36% |
| 9mo CPR | 49.79% |
| 12mo CPR | 55.14% |
| Life CPR | 46.15% |
|