| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 10/1/2007 |
| |
| Performance Summary | |
| Current Pool Factor | 20.36% |
| |
| Delinquency Status (*) | |
| 30+ Days | 13.13% |
| 60+ Days | 6.93% |
| 90+ Days | 4.95% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 3.29% |
| Foreclosure | 9.65% |
| REO | 9.66% |
| |
| Cumulative Net Loss | 1.03% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 34.73% |
| 3mo CPR | 35.01% |
| 6mo CPR | 41.12% |
| 9mo CPR | 56.95% |
| 12mo CPR | 55.58% |
| Life CPR | 46.69% |
|