| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 9/1/2007 |
| |
| Performance Summary | |
| Current Pool Factor | 21.11% |
| |
| Delinquency Status (*) | |
| 30+ Days | 10.66% |
| 60+ Days | 6.19% |
| 90+ Days | 4.18% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 2.85% |
| Foreclosure | 10.80% |
| REO | 8.34% |
| |
| Cumulative Net Loss | 0.93% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 37.77% |
| 3mo CPR | 36.20% |
| 6mo CPR | 48.14% |
| 9mo CPR | 60.74% |
| 12mo CPR | 55.72% |
| Life CPR | 47.07% |
|