| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 8/1/2007 |
| |
| Performance Summary | |
| Current Pool Factor | 21.98% |
| |
| Delinquency Status (*) | |
| 30+ Days | 10.95% |
| 60+ Days | 6.80% |
| 90+ Days | 4.06% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 3.41% |
| Foreclosure | 10.73% |
| REO | 6.57% |
| |
| Cumulative Net Loss | 0.86% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 32.40% |
| 3mo CPR | 39.26% |
| 6mo CPR | 56.42% |
| 9mo CPR | 60.68% |
| 12mo CPR | 55.73% |
| Life CPR | 47.37% |
|