| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 6/1/2007 |
| |
| Performance Summary | |
| Current Pool Factor | 23.67% |
| |
| Delinquency Status (*) | |
| 30+ Days | 12.44% |
| 60+ Days | 6.22% |
| 90+ Days | 3.70% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 3.38% |
| Foreclosure | 9.42% |
| REO | 4.56% |
| |
| Cumulative Net Loss | 0.77% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 46.29% |
| 3mo CPR | 57.81% |
| 6mo CPR | 69.17% |
| 9mo CPR | 60.77% |
| 12mo CPR | 56.46% |
| Life CPR | 48.19% |
|