| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 5/1/2007 |
| |
| Performance Summary | |
| Current Pool Factor | 24.94% |
| |
| Delinquency Status (*) | |
| 30+ Days | 10.43% |
| 60+ Days | 4.93% |
| 90+ Days | 3.10% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 3.89% |
| Foreclosure | 9.74% |
| REO | 3.52% |
| |
| Cumulative Net Loss | 0.68% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 54.17% |
| 3mo CPR | 68.70% |
| 6mo CPR | 68.33% |
| 9mo CPR | 60.14% |
| 12mo CPR | 55.98% |
| Life CPR | 48.26% |
|