| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 4/1/2007 |
| |
| Performance Summary | |
| Current Pool Factor | 26.64% |
| |
| Delinquency Status (*) | |
| 30+ Days | 11.02% |
| 60+ Days | 4.46% |
| 90+ Days | 2.55% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 2.68% |
| Foreclosure | 8.39% |
| REO | 3.60% |
| |
| Cumulative Net Loss | 0.57% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 69.46% |
| 3mo CPR | 76.94% |
| 6mo CPR | 66.45% |
| 9mo CPR | 58.82% |
| 12mo CPR | 54.89% |
| Life CPR | 48.00% |
|