| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 3/1/2007 |
| |
| Performance Summary | |
| Current Pool Factor | 29.43% |
| |
| Delinquency Status (*) | |
| 30+ Days | 10.17% |
| 60+ Days | 5.45% |
| 90+ Days | 3.01% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 2.34% |
| Foreclosure | 6.76% |
| REO | 3.08% |
| |
| Cumulative Net Loss | 0.52% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 78.06% |
| 3mo CPR | 77.46% |
| 6mo CPR | 62.17% |
| 9mo CPR | 56.00% |
| 12mo CPR | 53.06% |
| Life CPR | 46.78% |
|