| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 12/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 42.78% |
| |
| Delinquency Status (*) | |
| 30+ Days | 6.95% |
| 60+ Days | 3.04% |
| 90+ Days | 1.72% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 1.60% |
| Foreclosure | 4.83% |
| REO | 1.81% |
| |
| Cumulative Net Loss | 0.44% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 36.93% |
| 3mo CPR | 36.45% |
| 6mo CPR | 38.48% |
| 9mo CPR | 40.02% |
| 12mo CPR | 41.96% |
| Life CPR | 39.43% |
|