| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 11/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 44.49% |
| |
| Delinquency Status (*) | |
| 30+ Days | 6.04% |
| 60+ Days | 3.10% |
| 90+ Days | 1.63% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 1.60% |
| Foreclosure | 4.35% |
| REO | 1.84% |
| |
| Cumulative Net Loss | 0.39% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 35.25% |
| 3mo CPR | 36.81% |
| 6mo CPR | 38.78% |
| 9mo CPR | 40.94% |
| 12mo CPR | 42.67% |
| Life CPR | 39.56% |
|