| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 10/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 46.16% |
| |
| Delinquency Status (*) | |
| 30+ Days | 6.81% |
| 60+ Days | 3.68% |
| 90+ Days | 2.15% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 1.30% |
| Foreclosure | 3.67% |
| REO | 1.74% |
| |
| Cumulative Net Loss | 0.33% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 37.15% |
| 3mo CPR | 37.91% |
| 6mo CPR | 39.31% |
| 9mo CPR | 42.58% |
| 12mo CPR | 42.88% |
| Life CPR | 39.79% |
|