| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 7/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 52.11% |
| |
| Delinquency Status (*) | |
| 30+ Days | 6.13% |
| 60+ Days | 3.10% |
| 90+ Days | 2.14% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.98% |
| Foreclosure | 3.34% |
| REO | 1.32% |
| |
| Cumulative Net Loss | 0.22% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 44.53% |
| 3mo CPR | 40.68% |
| 6mo CPR | 44.78% |
| 9mo CPR | 44.44% |
| 12mo CPR | 43.46% |
| Life CPR | 40.17% |
|