| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 6/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 54.77% |
| |
| Delinquency Status (*) | |
| 30+ Days | 5.98% |
| 60+ Days | 3.18% |
| 90+ Days | 1.92% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.99% |
| Foreclosure | 3.61% |
| REO | 0.92% |
| |
| Cumulative Net Loss | 0.17% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 38.75% |
| 3mo CPR | 42.99% |
| 6mo CPR | 45.25% |
| 9mo CPR | 44.59% |
| 12mo CPR | 42.36% |
| Life CPR | 39.84% |
|