| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 4/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 59.50% |
| |
| Delinquency Status (*) | |
| 30+ Days | 4.59% |
| 60+ Days | 2.20% |
| 90+ Days | 1.45% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.88% |
| Foreclosure | 2.89% |
| REO | 0.68% |
| |
| Cumulative Net Loss | 0.13% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 50.74% |
| 3mo CPR | 48.60% |
| 6mo CPR | 46.23% |
| 9mo CPR | 44.36% |
| Life CPR | 40.03% |
|