| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 2/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 66.44% |
| |
| Delinquency Status (*) | |
| 30+ Days | 4.83% |
| 60+ Days | 2.17% |
| 90+ Days | 1.23% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.75% |
| Foreclosure | 2.92% |
| REO | 0.37% |
| |
| Cumulative Net Loss | 0.08% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 49.73% |
| 3mo CPR | 47.56% |
| 6mo CPR | 44.87% |
| 9mo CPR | 39.98% |
| Life CPR | 38.30% |
|