| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 1/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 70.41% |
| |
| Delinquency Status (*) | |
| 30+ Days | 5.01% |
| 60+ Days | 2.05% |
| 90+ Days | 0.90% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.58% |
| Foreclosure | 2.45% |
| REO | 0.25% |
| |
| Cumulative Net Loss | 0.04% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 47.27% |
| 3mo CPR | 43.76% |
| 6mo CPR | 42.12% |
| Life CPR | 36.88% |
|