| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 12/1/2005 |
| |
| Performance Summary | |
| Current Pool Factor | 74.32% |
| |
| Delinquency Status (*) | |
| 30+ Days | 4.47% |
| 60+ Days | 1.95% |
| 90+ Days | 0.95% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.50% |
| Foreclosure | 2.48% |
| REO | 0.28% |
| |
| Cumulative Net Loss | 0.01% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 45.60% |
| 3mo CPR | 43.24% |
| 6mo CPR | 39.31% |
| Life CPR | 35.44% |
|