| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 11/1/2005 |
| |
| Performance Summary | |
| Current Pool Factor | 78.24% |
| |
| Delinquency Status (*) | |
| 30+ Days | 3.88% |
| 60+ Days | 1.58% |
| 90+ Days | 0.58% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.38% |
| Foreclosure | 2.05% |
| REO | 0.32% |
| |
| Cumulative Net Loss | 0.00% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 38.00% |
| 3mo CPR | 42.05% |
| 6mo CPR | 35.79% |
| Life CPR | 33.84% |
|