| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC3 |
| Closing Date | 5/6/2005 |
| Collateral Factor Date | 10/1/2005 |
| |
| Performance Summary | |
| Current Pool Factor | 81.47% |
| |
| Delinquency Status (*) | |
| 30+ Days | 9.26% |
| 60+ Days | 3.66% |
| 90+ Days | 1.21% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.22% |
| Foreclosure | 1.75% |
| REO | 0.17% |
| |
| Cumulative Net Loss | 0.00% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 45.78% |
| 3mo CPR | 40.42% |
| Life CPR | 33.12% |
|