| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-HE7 |
| Closing Date | 12/21/2005 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 21.38% |
| |
| Delinquency Status (*) | |
| 30+ Days | 15.32% |
| 60+ Days | 10.66% |
| 90+ Days | 8.00% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 4.77% |
| Foreclosure | 24.23% |
| REO | 2.30% |
| |
| Cumulative Net Loss | 16.87% |
| Loss Severity | 77.92% |
| |
| Prepayment Experience | |
| 1mo CPR | 11.08% |
| 3mo CPR | 8.99% |
| 6mo CPR | 10.74% |
| 9mo CPR | 10.14% |
| 12mo CPR | 9.84% |
| Life CPR | 21.71% |
|