| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-HE5 |
| Closing Date | 10/28/2005 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 15.71% |
| |
| Delinquency Status (*) | |
| 30+ Days | 19.85% |
| 60+ Days | 15.20% |
| 90+ Days | 13.51% |
| 120+ Days | 12.30% |
| |
| Bankruptcy | 8.99% |
| Foreclosure | 20.70% |
| REO | 4.25% |
| |
| Cumulative Net Loss | 13.35% |
| Loss Severity | 100.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 6.71% |
| 3mo CPR | 9.48% |
| 6mo CPR | 10.78% |
| 9mo CPR | 9.69% |
| 12mo CPR | 9.54% |
| Life CPR | 24.83% |
|