| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-HE2 |
| Closing Date | 3/30/2005 |
| Collateral Factor Date | 11/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 16.37% |
| |
| Delinquency Status (*) | |
| 30+ Days | 21.56% |
| 60+ Days | 17.27% |
| 90+ Days | 14.78% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 4.68% |
| Foreclosure | 9.30% |
| REO | 2.21% |
| |
| Cumulative Net Loss | 3.34% |
| Loss Severity | 65.21% |
| |
| Prepayment Experience | |
| 1mo CPR | 7.67% |
| 3mo CPR | 6.87% |
| 6mo CPR | 8.38% |
| 9mo CPR | 9.34% |
| 12mo CPR | 10.54% |
| Life CPR | 31.49% |
|