| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-HE2 |
| Closing Date | 3/30/2005 |
| Collateral Factor Date | 10/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 16.50% |
| |
| Delinquency Status (*) | |
| 30+ Days | 21.40% |
| 60+ Days | 16.79% |
| 90+ Days | 13.92% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 4.51% |
| Foreclosure | 9.13% |
| REO | 2.15% |
| |
| Cumulative Net Loss | 3.29% |
| Loss Severity | 79.31% |
| |
| Prepayment Experience | |
| 1mo CPR | 5.08% |
| 3mo CPR | 9.63% |
| 6mo CPR | 8.47% |
| 9mo CPR | 9.33% |
| 12mo CPR | 11.17% |
| Life CPR | 31.86% |
|