| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-HE2 |
| Closing Date | 3/30/2005 |
| Collateral Factor Date | 9/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 16.59% |
| |
| Delinquency Status (*) | |
| 30+ Days | 20.90% |
| 60+ Days | 16.53% |
| 90+ Days | 13.90% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 4.77% |
| Foreclosure | 8.65% |
| REO | 2.04% |
| |
| Cumulative Net Loss | 3.27% |
| Loss Severity | 62.05% |
| |
| Prepayment Experience | |
| 1mo CPR | 7.81% |
| 3mo CPR | 9.48% |
| 6mo CPR | 9.79% |
| 9mo CPR | 10.87% |
| 12mo CPR | 12.08% |
| Life CPR | 32.27% |
|