| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-HE2 |
| Closing Date | 3/30/2005 |
| Collateral Factor Date | 9/1/2005 |
| |
| Performance Summary | |
| Current Pool Factor | 82.55% |
| |
| Delinquency Status (*) | |
| 30+ Days | 3.46% |
| 60+ Days | 0.95% |
| 90+ Days | 0.37% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.37% |
| Foreclosure | 1.21% |
| REO | 0.08% |
| |
| Cumulative Net Loss | 0.00% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 39.93% |
| 3mo CPR | 37.13% |
| 6mo CPR | 31.22% |
| Life CPR | 31.22% |
|