| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-HE2 |
| Closing Date | 3/30/2005 |
| Collateral Factor Date | 8/1/2005 |
| |
| Performance Summary | |
| Current Pool Factor | 86.20% |
| |
| Delinquency Status (*) | |
| 30+ Days | 2.73% |
| 60+ Days | 0.82% |
| 90+ Days | 0.24% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.37% |
| Foreclosure | 1.08% |
| REO | 0.04% |
| |
| Cumulative Net Loss | 0.00% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 35.26% |
| 3mo CPR | 33.07% |
| Life CPR | 29.33% |
|