| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-HE2 |
| Closing Date | 3/30/2005 |
| Collateral Factor Date | 4/1/2005 |
| |
| Performance Summary | |
| Current Pool Factor | 97.75% |
| |
| Delinquency Status (*) | |
| 30+ Days | 1.01% |
| 60+ Days | 0.13% |
| 90+ Days | 0.03% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.05% |
| Foreclosure | 0.07% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.00% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 23.16% |
| Life CPR | 23.16% |
|