| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-SD3 |
| Closing Date | 9/30/2004 |
| Collateral Factor Date | 12/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 23.70% |
| |
| Delinquency Status (*) | |
| 30+ Days | 11.99% |
| 60+ Days | 9.86% |
| 90+ Days | 8.62% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 3.97% |
| Foreclosure | 8.18% |
| REO | 1.04% |
| |
| Cumulative Net Loss | 2.48% |
| Loss Severity | 58.56% |
| |
| Prepayment Experience | |
| 1mo CPR | 18.50% |
| 3mo CPR | 9.31% |
| 6mo CPR | 7.99% |
| 9mo CPR | 11.72% |
| 12mo CPR | 11.86% |
| Life CPR | 22.75% |
|