| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-NC8 |
| Closing Date | 11/17/2004 |
| Collateral Factor Date | 11/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 15.43% |
| |
| Delinquency Status (*) | |
| 30+ Days | 8.41% |
| 60+ Days | 3.69% |
| 90+ Days | 2.88% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 2.26% |
| Foreclosure | 6.35% |
| REO | 2.72% |
| |
| Cumulative Net Loss | 1.35% |
| Loss Severity | 67.94% |
| |
| Prepayment Experience | |
| 1mo CPR | 25.70% |
| 3mo CPR | 16.28% |
| 6mo CPR | 14.71% |
| 9mo CPR | 16.57% |
| 12mo CPR | 17.38% |
| Life CPR | 36.70% |
|